Why are my motorcycle insurance premiums different if I move from Scarborough to Barrie, or from Chatham to London, or between many Ontario municipalities or regions?

Echelon General Insurance has motorcycle insurance rates that are specific to the Ontario territory in which the motorcycle rider resides. These motorcycle insurance rates reflect the history of insurance claim losses in specific Ontario territories, so your motorcycle insurance rate depends in part on whether you live in Cambridge, Huntsville, Orleans, or Belleville, for example. This territorial rating of automobile insurance and motorcycle insurance is used with slight variations by all motorcycle and automobile insurance companies in Ontario because past insurance claims history tends to indicate to some extent the future trend of insurance claim losses.

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