What does "dividend" mean in financial jargon? For example what is a dividend credit card?

Similar questions: dividend financial jargon credit card.

A dividend are payments made by a company to its shareholders. When a company earns a profit, that money can be put to two uses: it can either be re-invested in the business (called retained earnings), or it can be paid to the shareholders of the company as a dividend. Paying dividends is not an expense; rather, it is the division of an asset among shareholders.

Many companies retain a portion of their earnings and pay the remainder as a dividend. Publicly-traded companies usually pay dividends on a fixed schedule, but may declare a dividend at any time, sometimes called a special dividend to distinguish it from a regular one. Dividends are usually settled on a cash basis, as a payment from the company to the shareholder.

They can also take the form of shares in the company (either newly-created shares or existing shares bought in the market), and many companies offer dividend reinvestment plans, which automatically use the cash dividend to purchase additional shares for the shareholder. A dividend credit card, like the Discover Card, for example, is one that pays a certain amount back to its users at the end of the year, much like a rebate. They usually call these "casback bonus rewards" or something similar.

For example, the card may offer 1% cashback on all purchases, meaning that you will, at some specified time, receive cash in the amount of 1% of your purchases amount for that period. I hope this helps! Sources: en.wikipedia.org/wiki/Dividend .

A dividend is a payout made to all of a company's shareholders; its use with credit cards really means rebate. A dividend is a payout made to all of a company’s shareholders. This payout is typically made in cash or in stock.It is determined quarterly by the company’s Board of Directors.

Typically it is a percentage of the company’s earnings for the quarter. There are some credit cards that have marketed themselves as "dividend credit cards"; e.g. , the Citi Dividend Platinum Select MasterCard. These credit cards are using the term dividend loosely.

The concept is the credit card pays its cardholder a cash dividend or rebate annually from the card issuer’s earnings, based on the cardholder’s spending for the year. See the following link: citicards.com/cards/wv/cardDetail.do?scr... I read an online rumor that Citi was discontinuing this card. However, the Citibank website is still taking applications; so, I don’t know the veracity of that rumor.

There are numerous cash rebate credit cards--whether using the term dividend or not. I use the American Express® Platinum Cash Rebate Card which gives you a 1.5% rebate if you spend over $5,000/year on it. (It will give you a 2.0% rebate if you revolve your balances).

I don’t have a cap on my rebate which is nice if you and your family funnel all of your spending through this account. Other rebate cards offer you 5% rebates--but, only on certain categories of spending. I hope this helps.

Sources: Citibank; American Express; personal financial knowledge and experience .

It's a payoff for an investment A "dividend" is money paid off on an investment. When you buy stock in a company, and the company makes a profit, the company can choose to give that profit directly to the shareholders, since they own the company and all of the money it has. It's very similar to "interest" on a bank account, though it's taxed somewhat differently.

You give them money, which they use to make more money. They pay you a certain amount (a percentage of what you put in). In fact, some banks call their interest "dividends", though it's treated as interest on tax forms.

The term "dividend credit card" is kind of a misnomer. It's a card that pays you a certain amount of what you pay them. That's not really invested money; it's really more of a pricing structure to encourage you to use that card.

The credit card company is paid money by the merchants who accept your card, usually to the tune of 2-3%. Most dividend cards offer around 1%, but some will offer up to 5% on purchases at particular places. That's a way of getting you to shop at certain merchants.

A credit card from a gasoline company may offer you 5% back on the gas, and 1% on other things. That's a very good deal, especially if you're willing to go out of your way to get gas of a particular brand. They profit because you're buying more gas from them and not their competitors..

1 This is my understanding so far please correct me if I am wrong:1. It is safe to assume that all dividend payouts are a subcategory of cashbacks2. If a credit card is offering cash-back it might or it might not be a dividend payout3.

Dividend cash-back is not guaranteed. It depends on how well the company works4. Dividend cash-back is not deposited instantly as it happens for a non-dividend cashback.It happens on certain intervals like quarterly based deposit or check(e.

G my AMEX one also offers 1% cashback but is not a dividend and instantly gives me 1% cashback upon any transaction) .

This is my understanding so far please correct me if I am wrong:1. It is safe to assume that all dividend payouts are a subcategory of cashbacks2. If a credit card is offering cash-back it might or it might not be a dividend payout3.

Dividend cash-back is not guaranteed. It depends on how well the company works4. Dividend cash-back is not deposited instantly as it happens for a non-dividend cashback.It happens on certain intervals like quarterly based deposit or check(e.

G my AMEX one also offers 1% cashback but is not a dividend and instantly gives me 1% cashback upon any transaction).

2 #dividend from answers. Com 1. A share of a surplus; a bonus.2.An unexpected gain, benefit, or advantage.

Sounds correct to me....

Dividend from answers. Com 1. A share of a surplus; a bonus.2.An unexpected gain, benefit, or advantage.

Sounds correct to me....

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Credit is financial quicksand for most Americans.

$1000s have been charged to my credit card from Amazon. Com (services and Merchandise). I can't find Amazon phone number.

I was told most are connected to the banks and or the credit card issuing.

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