What if the bank you have money in no longer exists, but you have money owed to you?

The federal government has certain laws that necessitates banks to keep nearly all account records for at least five years. If the bank that you used to have money at is no longer around, you might want to contact your state's state treasurer or unclaimed property office for help. Every state has certain programs that require banks that have gone out of business or have funds from people that have not had any activity for a certain length of time to be transferred to the state to keep it safe.

You also might check online because most state offices have sites that have searches available to look for any unclaimed property that used to be in your name. The first site I listed below is a good place to start looking. Good luck!

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