What is personal injury protection (pip) coverage?

Whenever a person is involved in a motor vehicle accident, regardless of whose fault the accident is, personal injury protection (PIP) coverage will pay 80% of the person's medical expenses that are reasonable, medically necessary, and causally related to the motor vehicle accident up to $10,000. PIP coverage also pays 60% of the injured person's lost wages for time missed from work. More.

Most Utah insurance policies include a form of medical and wage coverage called personal injury protection coverage, or PIP. This coverage is available to the insured driver and any passengers in the insured’s vehicle for injuries sustained, regardless of who is at fault for the accident. PIP coverage pays for medical expenses and lost earnings, up to the amount of the PIP coverage limits.

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