What law in effect January 2015 allowing banks to seize consumers savings and funds to cover their bad investments?

OK, firstly you are a 12 year old kid NO-ONE is going to let you run a coffee shop! So that idea is a non-starter. As your birthday is so close to christmas - why not ask for a combined xmas / birthday present from your parents and from anyone else who usually buys for you - so that you can get the segway that way.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.