Why should people who don't pay taxes be allowed to vote for people who will vote them money and welfare?

Seek professional help. While you can get and read IRS publication 4681, it's a publication that can be difficult to interpret. Your tax person needs to be someone who has kept up with the law.

Did they ask you if you are in bankruptcy? Did they ask you if you are insolvent? Did they ask you if the 2nd mortgage was used to buy, build or improve your home?

Did your preparer mention that the special rules for debt relief EXPIRED 12/31/2014 and have not been extended? If the law is not extended, you will have to include the $90K as ordinary income unless you can prove you are insolvent. Keep in mind that if you meet the exception, you will end up reducing your asset bases and when you finally sell the home, any deferred cancellation will become taxable then.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.