If you did not sign any papers you may sue the owner of the vehicle. If the insurance company plays those kind of games with you sue him anyway, put a lien on his house or vehicle let hi/her deal with the crap you going through!
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.