Does Visa have pre-paid credit cards?

Visa offers a number of different products that function as a pre-paid credit card for a variety of different purposes. Visa offers Visa Gift Cards, Visa Prepaid Debit Cards, Visa Buxx, Visa TravelMoney, Visa Payroll and Visa Healthcare cards. Visa Gift Cards, TravelMoney, Payroll and Healthcare cards are more or less credit cards that are loaded for a specific purpose (travel, as a gift, as part of the payroll processs, etc.).

Visa Buxx would be the card meant for consistent use by an individual for any purpose. These cards work like a credit card in the store, but provide the security of not going over the pre-paid limit.So another way to think of these is as a widely accepted gift card where there is a stored balance that is depleted (but can be reloaded) over time. You can apply online here: http://usa.visa.com/personal/cards/prepaid/visa_buxx.html My understanding is that pre-paid cards will not help rebuild your credit since no credit is extended, but they can help you by forcing you to stick with your budget.

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