Does your credit score affect you ability to borrow money?

It will make no difference score wise. There is no reason to pay twice. Wait until you receive the statement then pay.

The best way to use credit cards is to charge whatever you want but only what you can afford to pay in full before the due date. This way you never pay any interest and always get the best results score wise. I did this several years ago rebuilding my credit after a bankruptcy and in 12-months raised my score over 150-points.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.