If I add my fiance as an authorized user to my credit card and he has bad credit, will it affect my credit score?

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Not right away. But if he continues to overspend using your card, and you are unable to pay as you have in the past, it could. If you give him a card, only you are responsible for the payments.

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I'm about to pay off my home's mortgage. Will this have a negative affect on my credit score?

I was put on a home depot credit card as an authorized user. Am I responsible for the debt? They did not ask for my ss.

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