Interactive Voice Response i.e. IVR transactions are transactions that you carry out over the telephone where you provide your Credit Card number on an automated system for the purpose of making a payment to a vendor for purchase of goods, services etc. e. G Account recharge on TATA SKY helpline.
Is this new mandate applicable only for IVR transactions? No. The mandate is applicable for both IVR transactions as well as transactions done using your mobile phone through applications like ngpay or mChek e.g. buying movie tickets via ngpay.
Hence, you will need to generate this One Time password even when you are shopping through your mobile. In what way will this affect the way I carry out an IVR transaction on my SBI Card? You would be required to enter your IVR One Time Password (OTP), in addition to other card details, to transact on IVR & mobile w.e.f.
1st February, 2011. What do I need to do to continue carrying out IVR transactions on my SBI Card? All you would need to do is generate the IVR One Time Password (OTP) every time you want to transact through an IVR or mobile.
You can generate the OTP by any of.
SBI has a full team of lethargic people and since 1 year being an NRI, I am unable to do any ONLINE PAYMENT. While Opening account they do not accept Overseas Numbers for NRI accounts. OTP is sent to Indian numbers while we are overseas.
No feed back on email. We cannot register any features for Online Bill Payment while Overseas. Each activation has to be done in the BRANCH where you have account.
So a person in USA has to come to SBI Branch to just enroll his LIC, Telephone, Electricity Bills etc. Bank personnel may say, why did you not do when in India. People in my Branch are so active, they have taken all details and said that it will be activated from BANGALORE HO. It is 2 yrs now and nothing has happened.
SBI - irritating Bank.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.