How long can derogatory information remain on my credit report?

Most negative information can remain on your credit report anywhere from 7 to 10 years, if you do nothing about it. Normal information, like late payments, collection accounts and charge off's will stay for 7 years, while bankruptcies and foreclosures will remain for 10 years.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.