The majority of banks charge a monthly fee for maintenance. At lot of it has to do with the amount you have in the account such as a low amount of cash. The fees sometimes vary from bank to bank.
If you're planning on moving to another bank, call, stop by, or click on their websites to see what fees apply.
It is getting to be the normal more and more. They have stipulations about these fees, such as: no fees if you retain a certain balance in your checking and savings accounts. I was just informed that my bank will start charging 12.00 a month if you do not meet certain criteria!
I do have one account at a credit union, but the interest is lower there than at the banks. This is all so ridiculous and can be very frustrating.
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