I obtained a credit card in 2004 with an initial limit of $500. The agent put down $5000 limit now I am being sued?

I obtained a credit card in 2004 with an initial limit of $500. The agent put down $5000 limit now I am being sued? I fell on hard times and racked up the charges which can easily happen now with fee's is up to $9000.00.

I made the agent of her mistake and no attempt to bring the limit down was applied. I just feel like I would not be in this situation if they had corrected the problem in the first place. I tried to make payment arrangements with the credit card company but they said I had to pay an enormous amount in full.

Now I have a law office calling me do I have any options since they made the mistake on the initial limit? Asked by crystal1 32 months ago Similar questions: obtained credit card 2004 initial limit $500 agent put $5000 sued Business > Financial Planning.

Similar questions: obtained credit card 2004 initial limit $500 agent put $5000 sued.

It was your mistake If you live your life doing everything someone will let you do and not taking responsibility for your own decisions, you will always be in trouble. They didn't make you spend more money than you had. If you go to the local Consumer Credit Counseling service, they can help you make payment arrangements..

Email this office Customer. [email protected]. Gov Do not pay anything as payment is evidence of accepting this debt.

Tell the law office to stop calling or you will report them to the Atty General for harassment. Do not get into argument with them. Hang up.

Send the details as you have here to the email address above. They will tell you the next steps.

You still used the card and spent the money. You are completely at fault.

While the credit agent screwed up, the company's point is that you screwed up worse. "Just because you can never means you should. " That's a rule for living your life.

Just because you can call someone a jerk never means you should. (You "should" forgive others as you wish to be forgiven by God. ) Just because you can cut someone off on the freeway never means you should.

Just because you can walk away with the item the clerk didn't ring up never means you should. Just because you can buy the item with a credit card never means you should. My point in all of this is that if you bought the item, you have the item.

The Either the person you bought the item from or the person who owns your credit card company has already paid for the item. For you to not pay for the item you now have would be theft. Yes, you could declare bankruptcy; but that never means it isn't theft..

1 Nope. You used the credit -- you had control of that and didn't exercise that control. Try to work out a payment plan with the lender or their collection agency.

Nope. You used the credit -- you had control of that and didn't exercise that control. Try to work out a payment plan with the lender or their collection agency.

" "how do I take one credit card off and put on a different one?" "can a credit card card company raise your credit card limit twice your income with out your signiture" "How can you look up the balance on your credit card limit. " "does the credit card company have the right to cut your credit limit for no reason?

If being sued by a credit card company for debt can they serve papers to you at your place of business.

Can a credit card card company raise your credit card limit twice your income with out your signiture.

How can you look up the balance on your credit card limit.

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