If a collection was opened in August of 2002 and you've never made a payment should it drop off your report in August of 2009?

The usual standard for debts to disappear from your credit report is 7 years. The trick is to make sure you never make a promise to pay or say you'll pay because that starts your 7 years all over again.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.