If I have a credit card limit of £250 how much am I able to spend roughly so that I avoid going over my credit limit?

What is the point of getting a loan to pay off a loan. You still owe the money. If you cannot afford the mortgage sell the property and you will then have the equity to live on.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.