Is it okay to live with your parents well into your 20s, not because you need to, but because you want to save $100,000 before you move out?

I think it is not only OK, it should be a requirement. It is a jungle out there and those monthly bills seem to come every week. You never know when you will find yourself suddenly out of work or facing an unexpected expense.

You can have a little over $100,000 in 8 years if you save $240.00 each week. I think your parents may want you to remain in their home until your are financially secure enough to live a comfortable life. A lot of people move out too soon and they have to either - return home because they could not make it, struggle to pay bills by working several jobs, or by getting a roommate that can turn out to be a nightmare.

Most cultures have several generations residing under the same roof, for as long as they want to or need to - if not forever. I would have no problem if my child wanted to remain at home - as long as they respected the rules - and I would hate to think of them struggling unnecessarily as they go through life.

I'd say as long as you are paying them whatever rent they deem appropriate, it would be o.k. It's really up to your parents. If you have no interest in being independent, but only in being rich, then you will probably not be getting married, so why not?

Personally, I left home at 19, because I wanted to be independent of my parents. I had to go back home twice due to financial difficulties, but got out again as soon as possible. I would rather do without a lot of money than live with my parents, but that's just me.

If you are chipping in for their living expenses while you save then I see no problem with it. It is if you are saving and not helping them with the utilities or house payment or food that I do see a problem with that. They are your parents and they love you, but having one more person in the house will cost them more so as long as you are covering your part then I think it is a great plan.

If you were taking care of yourself and not burdening them, then I see no harm. Once your children are grown, it's time to start living you're life and experiencing the world you've worked so hard for. I would never kick my son out, before he was ready.

But I want him to be able to take care of himself.....I shouldn't still be doing his laundry and making him lunch. However if a child were just living at home and being selfish, placing a hardship upon the parents, then they certainly need to get out and live in the real world. Their parents deserve break.

Personally, regardless of how much you save, it is always hard. It is great to imagine that you'll be financially stable before being on your own, but don't place additional stress upon your parents so you can have a nice big cushion. Be reasonable....I don't know if I could save that much without paying any rent or anything else....$100,000 is alot of money.

$100,000 is a pretty lofty goal, so unless the person is making a pretty good living, they're either not helping out with the household expenses, or they're going to be there through their 30's (or maybe into their 40's), not just their 20's. Unless you're going to turn around and help your parents out financially when they retire, I'd say you have an obligation to get out of your parents' house and be independent as soon as you can. Saving for retirement, paying off the house, saving for medical expenses, etc., is a huge job.

A selfish kid shouldn't get in the way of the parents' stability and financial freedom. Now, if the kid's presence is benefiting the parents, because the kid is contributing, then I'd say it's fine.So long as everyone is happy with the arrangement and boundaries are respected, then it's win-win. The big no-no is if the kid is leaching so s/he can enjoy a level of financial freedom they have denied their parents.

As long as you pick up your expenses and your family is financially secure. It would be rather rude to sit home and save money if your parents were struggling even if you paid your own way.

I actually moved out at 18 and ended up moving into a house my dad owned in my early 20's. He demanded it. He believes 1.

Rent is a massive waste of money 2. As a father he has a right to help his children when he can and as he owns several houses he asked me to stay here and just pay utilities so I could save to buy my own house. While I think a child moving out and experiencing life outside their parents home is important though moving in to save money is also a wise choice.

Saving even just paying utilities can be a challenge in this economy. (my husband has been laid off 3 times in the last 2 years) Living with parents is in many cases the only way a young family can save to acquire a loan. Course if I was actually living with my father and not just in a house he owned I may feel different lol.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.