We gave the attorney 1750 to file our ch 13 bankruptcy and he filed it although he told us a week later that we were over the secured asset limit so it had to dismiss?

I agree, presuming you provded him with the info before he said he would work on your behalf, he should have advised you that you didn't qualify. However, if you said, we want you to file BK for us...and he started working fo you and the information you provided then showed it couldn't be done...he isn't totally to blame. Especially as the limit is high enough, it's not what most would expect to be dealing with The fact is, that BK allows about 1.3 million of debt...if your playing in that world of just debt...well 1700+ bucks to someone you hire and spends time, even if trying and finding that you don't qualify, deserves pay.

And for players like you a fee that small shouldn't be worth your time caring about too much....gee, at 8% simple interest, (and you would expect to pay a higher percent and compounded), would be over $100,000 a year you would have to KNOW you promised people in interest alone already! (And if you haven't figured it out yet...to amortize 1.3M over 30 years of Monthly payments (YES PAY BACK WHAT YOU PROMISED TO, OVER 30 YEARS, not just the few you would in BK), will require at @8% interest (and your probably way higher than that), about $9,500 a month. No, he didn't cause you your problems.

They are much greater than $1750 On April 1, 2007, the debt ceiling for 13 increased to $336,900 for unsecured debts and $1,010,650 for secured debts I also find it interesting that the Bankruptcy Code recognizes that consumer debt can easily exceed $1.3 million. If you begin to sense that you have lost or are losing control of your debt, seek legal help sooner rather than later.

I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.