Deviations occur when the insurer uses rates that are not the same as the approved rates/loss costs recommended by NCCI. An active deviation occurs when the insurer actively files a deviation, which is applied to the approved rates/loss costs recommended by NCCI. More.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.