What is the modus operandi of various health insurance scams?

There are various different options when it comes to health care coverage out there. Some are more comprehensive than others and some are outright scams. The first sign of a scam is an offer which seems too good to be true.

Otherwise you will most likely find an assortment of different products, including insurances and discounts, with which to cover your health care needs. While insurance will pay for your medical expenses after a deductible is met and before a maximum coverage amount is reached. A discount plan will allow you to save a certain percentage of the entire doctor bill.

This is typically facilitated through networks, clinics or numerous participating physicians. There is a large amount of exceptions and rules with either type of plan so do your homework before deciding.

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