Will a person be notified before his wages are garnished or his bank accounts are frozen?

In order for anyone to get a judgment against you the proper procedures would have to be followed. If however, like some do (and should never ever do) you received a summons and did nothing, a creditor could have won by default. You then could have as little notice as 24 hours of garnishment or as long as ten days.

This is determined by state statutes. In cases where federal or state taxes are owed, or a child support order is being enforced. You are not usually notified (and yes it is legal).

Also, if you have a loan or credit line at the bank you deposit money in, they can use a "offset" and take the money from your account(s) without a court order.

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