Can you return a pre-owned car to the dealer after one year of use if you are unable to continue the auto loan payments?

The dealer has nothing to do with the car unless he financed it himself. Do not do this! Figure something else out.

Get someone to take over the payments, sell the car and pay the loan off, re-negotiate the loan. Do whatever it takes to keep your good credit. If you return the car to whoever holds the note on the loan, you will be responsible for the difference in what the car brings when the lender sells it and what the payoff is on the note.

This will stay on your credit rating for years. A very bad idea!

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