How to use of business plan in small business and finance from banks & financial institutions?

Actually small business loans from the Small Business Administration (SBA) loan guaranty program are quite easy if you meet a couple of criteria. First your business plan has to make sense. You'd want a sensible plan regardless of borrowing money, right?

Second, you need to be able to prove that you have a history of personal responsibility. If you're behind on your student loans or child support payments the Small Business Administration is unlikely to approve the loan. Check my Hubs if you want real life stories of people getting SBA loans.

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