Since only Wayne knows about the Equitable Owner rule, I'm going to include the link to the court case. Shame on the rest of you. http://www.ustaxcourt.gov/UstcInOp/OpinionViewer.aspx?ID=2505 To the poster, this is a HIGH audit area and your son would need to show that except for his credit, he bought the house and used you as straw(wo)man.
If the facts are different, you own and live in the house and he is making the payments solely because he loves you, then this is a gift from him to you and only you can deduct the interest. If you don't file, too bad.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.