The system is designed for 2 MFS returns to come out the same or worse than one MFJ return. If one spouse has a lot of medical deductions or unreimbursed business expenses the answer would be different. Note, if a couple lives together when they file separately, the CANNOT use HOH to file.
If they do, they are committing tax fraud.
You should be PROUD - extremely proud to be getting a small refund. It is only the smartest people that figure out that a small refund is the wisest thing to do. Think about it - why give the governement and interest free loan all year.
By getting a little back, you get into every single paycheck. These people may have their with holdings at 0. A popular trick for the dummies that like gigantic refunds.
Double check that you've done everything right. Go to TurboTax.com or TaxAct.com It takes about 20 minutes to input your numbers. If you don't trust online services - just input a fake name and fake ss number.
I cant really gove you an answer,but what I can give you is a way to a solution, that is you have to find the anglde that you relate to or peaks your interest. A good paper is one that people get drawn into because it reaches them ln some way.As for me WW11 to me, I think of the holocaust and the effect it had on the survivors, their families and those who stood by and did nothing until it was too late.