What is "Personal Injury Protection" (PIP) insurance?

PIP is a coverage that will compensate a loss due to injury regardless of who is charged with causing the crash. PIP applies to bodily injury to you, relatives who live in your home, and passengers who are not required to have PIP by law, as well as licensed drivers who drive your vehicle with your permission. PIP insurance also protects you if you are injured as a pedestrian or bicyclist as long as the injury is caused by a crash involving a motor vehicle.

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A: PIP is insurance coverage that pays for medical expenses, lost wages and the cost of replacing services normally performed by someone injured in an auto accident, regardless of fault. It may also cover funeral costs. Not all states require PIP coverage, but states with no fault laws may limit the right to sue for non-monetary damages such as pain and suffering.

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€¢ A: PIP is insurance coverage that pays for medical expenses, lost wages and the cost of replacing services normally performed by someone injured in an auto accident, regardless of fault. It may also cover funeral costs. Not all states require PIP coverage, but states with no fault laws may limit the right to sue for non-monetary damages such as pain and suffering.

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